:root{--dark:#0F2342;--primary:#2A5B8C;--secondary:#6C86A8;--accent:#D85A16;--cta:#B84A10;--cta-h:#A94310;--acc-on-dark:#F08A4B;--text:#0F2342;--muted:#4A5E78;--page:#fff;--alt:#F1F4F8;--tint:#E7EEF6;--line:#CBD5E2;--hf:'Kumbh Sans',system-ui,-apple-system,'Segoe UI',Arial,sans-serif;--bf:Roboto,system-ui,-apple-system,'Segoe UI',Arial,sans-serif;--w:1200px}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--bf);font-size:17px;line-height:1.6;color:var(--text);background:var(--page);overflow-x:clip}
img{max-width:100%;height:auto;display:block}
a{color:var(--primary);text-underline-offset:2px}
a:hover{color:var(--dark)}
:focus-visible{outline:3px solid var(--cta);outline-offset:2px}
.band :focus-visible,.closing :focus-visible,.hero-field :focus-visible,.site-footer :focus-visible{outline-color:var(--acc-on-dark)}
h1,h2,h3{font-family:var(--hf);line-height:1.2;margin:0 0 .5em;font-weight:800;letter-spacing:-.01em}
h3{font-weight:700;font-size:1.2rem}
p{margin:0 0 .9em}
.wrap{max-width:var(--w);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-9999px;top:8px;background:#fff;padding:8px 12px;z-index:100}
.skip:focus{left:8px}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 22px;border-radius:6px;font-family:var(--hf);font-weight:700;font-size:1rem;text-decoration:none;border:2px solid transparent;transition:background .15s,color .15s;line-height:1.2;text-align:center}
.btn-primary{background:var(--cta);color:#fff;border-color:var(--cta)}
.btn-primary:hover{background:var(--cta-h);border-color:var(--cta-h);color:#fff}
.btn-secondary{background:#fff;color:var(--dark);border-color:var(--dark)}
.btn-secondary:hover{background:var(--tint);color:var(--dark)}
.btns{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;margin-top:18px}
.btns.single{margin-top:28px}
.btn.full{width:100%}
/* header */
.site-header{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}
.hdr{display:flex;align-items:center;gap:18px;min-height:78px}
.logo img{height:58px;width:auto}
.dnav{margin-left:auto}
.dnav>ul{list-style:none;display:flex;gap:4px;margin:0;padding:0;align-items:center}
.dnav li{position:relative}
.dnav>ul>li>a{display:inline-block;padding:10px 9px;color:var(--text);text-decoration:none;font-weight:500;font-size:.98rem}
.dnav>ul>li>a:hover{color:var(--primary)}
.dd{display:flex;align-items:center}
.ddt{background:none;border:0;padding:8px 4px;cursor:pointer;color:var(--text);min-height:32px}
.chev{display:inline-block;width:8px;height:8px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg) translateY(-2px)}
.ddm{position:absolute;top:100%;left:0;min-width:240px;background:#fff;border:1px solid var(--line);border-top:3px solid var(--accent);border-radius:0 0 6px 6px;box-shadow:0 12px 28px rgba(15,35,66,.14);list-style:none;margin:0;padding:8px 0;display:none}
.ddm a{display:block;padding:9px 16px;color:var(--text);text-decoration:none}
.ddm a:hover{background:var(--alt)}
.ddm .all{border-top:1px solid var(--line);margin-top:4px;padding-top:4px}
.dd:hover .ddm,.dd:focus-within .ddm,.dd.open .ddm{display:block}
.dd.closed .ddm{display:none}
.hbtns{display:flex;gap:8px}
.hbtns .btn{min-height:44px;padding:10px 14px;font-size:.95rem}
.burger{display:none;margin-left:auto;margin-right:-6px;width:48px;height:48px;background:none;border:0;cursor:pointer;flex-direction:column;justify-content:center;align-items:center;gap:5px}
.burger span{display:block;width:26px;height:3px;background:var(--dark);border-radius:2px}
.mnav{border-top:1px solid var(--line);background:#fff;max-height:calc(100vh - 70px);overflow-y:auto;padding:8px 20px 20px}
.mnav ul{list-style:none;margin:0;padding:0}
.mnav>ul>li{border-bottom:1px solid var(--alt)}
.mnav a,.mnav summary{display:block;padding:13px 0;color:var(--text);text-decoration:none;font-weight:500;cursor:pointer}
.mnav details ul{padding-left:14px}
.mbtns{display:grid;grid-template-columns:1fr;gap:10px;margin-top:16px}
.mbtns .btn{width:100%}
@media (max-width:1179px){.dnav,.hbtns{display:none}.burger{display:flex}.logo img{height:50px}.hdr{min-height:68px}}
/* hero H28 */
.hero{background:#fff;overflow:hidden}
.hero-field{background:var(--dark);color:#fff;padding:44px 0 34px;text-align:center}
.hero-text{max-width:900px}
.crumbs{font-size:.86rem;color:#C9D4E3;margin-bottom:14px;display:flex;gap:8px;flex-wrap:wrap;justify-content:center}
.crumbs a{color:#DCE5F0}
.chip{display:inline-block;border:1px solid rgba(255,255,255,.45);color:#fff;border-radius:999px;padding:4px 14px;font-size:.82rem;letter-spacing:.06em;text-transform:uppercase;font-weight:500;margin-bottom:14px}
.hero h1{font-size:clamp(2rem,4.2vw,3.2rem);color:#fff;margin-bottom:.3em}
.hero h2.sub{font-family:var(--hf);font-size:clamp(1.15rem,2vw,1.5rem);font-weight:600;color:#DCE5F0;margin:0 auto .7em;max-width:760px;letter-spacing:0}
.hero .lead{font-size:1.08rem;color:#E9EEF5;max-width:680px;margin:0 auto}
.hero .btn-secondary{background:#fff}
.hero-photo-band{background:linear-gradient(var(--dark) 50%,#fff 50%);padding:0 0 36px}
.hero-photo{position:relative;margin-left:max(40px,calc((100vw - var(--w))/2 + 20px));isolation:isolate}
.hero-photo img{width:100%;aspect-ratio:16/7;object-fit:cover;object-position:center;position:relative;z-index:1}
.hero-photo .offset{position:absolute;inset:0;transform:translate(-20px,20px);background:var(--accent);z-index:0}
@media (max-width:760px){.hero-field{padding:30px 0 26px}.hero-photo{margin-left:30px}.hero-photo img{aspect-ratio:16/9}.hero-photo .offset{transform:translate(-10px,10px)}.hero-photo-band{padding-bottom:24px}}
/* sections */
.sec{padding:72px 0}
.sec.tight{padding:34px 0}
.bg-W{background:#fff}.bg-A{background:var(--alt)}.bg-T{background:var(--tint)}
.sh{text-align:center;max-width:780px;margin:0 auto 34px}
.sh .rule,.closing .rule{display:block;width:40px;height:4px;background:var(--accent);margin:0 auto 14px;border-radius:2px}
.sh h2{font-size:clamp(1.6rem,3vw,2.3rem)}
.sh .intro{color:var(--muted);font-size:1.05rem;margin:0}
.sh.left{text-align:left;margin-left:0}
.sh.left .rule{margin-left:0}
.eyebrow{display:block;color:var(--primary);text-transform:uppercase;letter-spacing:.08em;font-size:.82rem;font-weight:700;margin-bottom:6px}
.icon{width:44px;height:44px;flex:none}
.icon .hx{fill:var(--tint);stroke:var(--secondary);stroke-width:1.5}
.icon .gl{fill:none;stroke:var(--primary);stroke-width:3.9;stroke-linecap:round;stroke-linejoin:round}
.bg-T .icon .hx{fill:#fff}
.icon.big{width:96px;height:96px}
/* facts */
.facts{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.facts li{display:flex;align-items:center;gap:12px;border-left:3px solid var(--tint);padding-left:12px}
.facts p{margin:0;font-weight:500;font-family:var(--hf)}
@media (max-width:900px){.facts{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.facts{grid-template-columns:1fr}}
/* R9 */
.r9-grid{display:grid;grid-template-columns:1.15fr 1fr;gap:28px;align-items:start}
.r9-feature{background:#fff;border:1px solid var(--line);border-radius:10px;overflow:hidden;box-shadow:0 8px 24px rgba(15,35,66,.07)}
.r9-feature .media img{aspect-ratio:3/2;object-fit:cover;width:100%}
.media.tinted{background:var(--tint);display:flex;align-items:center;justify-content:center;aspect-ratio:3/1.4}
.media.tinted .icon .hx{fill:#fff}
.r9-feature .body{padding:22px 24px}
.means{border-left:4px solid var(--accent);padding:6px 0 6px 12px;margin:0;color:var(--muted)}
.means strong{color:var(--text)}
.r9-rows{display:grid;gap:14px}
.r9-row{display:flex;gap:14px;background:#fff;border:1px solid var(--line);border-radius:8px;padding:16px}
.r9-row h3{font-size:1.06rem;margin-bottom:4px}
.r9-row p{margin:0;font-size:.97rem}
@media (max-width:900px){.r9-grid{grid-template-columns:1fr}}
/* P1 timeline */
.timeline{list-style:none;margin:0 auto;padding:0;max-width:820px;position:relative}
.timeline::before{content:"";position:absolute;left:23px;top:8px;bottom:8px;width:2px;background:var(--secondary)}
.step{position:relative;display:flex;gap:20px;margin-bottom:18px}
.step .num{flex:none;width:48px;height:48px;border-radius:50%;background:var(--primary);color:#fff;font-family:var(--hf);font-weight:800;font-size:1.2rem;display:flex;align-items:center;justify-content:center;position:relative;z-index:1;box-shadow:0 0 0 5px #fff}
.bg-A .step .num{box-shadow:0 0 0 5px var(--alt)}
.step .card{flex:1;background:#fff;border:1px solid var(--line);border-radius:8px;padding:18px 20px}
.bg-W .step .card{background:var(--alt)}
.step .card h3{margin-bottom:6px}
.step .card p{margin:0}
.step .ph img{margin-top:12px;border-radius:6px;aspect-ratio:16/9;object-fit:cover}
/* S29 */
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
@media (max-width:980px){.grid3{grid-template-columns:1fr 1fr}}
@media (max-width:640px){.grid3,.grid2{grid-template-columns:1fr}}
.s29,.card{background:#fff;border:1px solid var(--line);border-radius:10px;overflow:hidden;display:flex;flex-direction:column}
.s29 img,.card .media img{aspect-ratio:3/2;object-fit:cover;width:100%}
.s29 .body,.card .body{padding:20px;display:flex;flex-direction:column;flex:1}
.s29 h3 a,.card h3 a{color:var(--text);text-decoration:none}
.s29 h3 a:hover,.card h3 a:hover{color:var(--primary);text-decoration:underline}
.season{display:grid;grid-template-columns:1fr 1fr;gap:10px;background:var(--tint);border-radius:8px;padding:12px;margin:4px 0 14px}
.season .cell{display:flex;flex-direction:column;gap:4px}
.season .icon{width:32px;height:32px}
.season .icon .hx{fill:#fff}
.lbl{display:block;font-family:var(--hf);font-weight:700;font-size:.78rem;text-transform:uppercase;letter-spacing:.06em;color:var(--primary)}
.season p{margin:0;font-size:.92rem}
.more{margin-top:auto;font-weight:700;text-decoration:none}
.more:hover{text-decoration:underline}
/* tables (K2) */
.tablewrap{overflow-x:auto;border-radius:10px;border:1px solid var(--line);background:#fff}
table{border-collapse:collapse;width:100%;font-size:.98rem}
th,td{padding:14px 16px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}
thead th{background:var(--dark);color:#fff;font-family:var(--hf)}
tbody th{font-family:var(--hf);font-weight:700;background:var(--alt);width:24%}
tbody tr:last-child th,tbody tr:last-child td{border-bottom:0}
.tnote{margin-top:12px;color:var(--muted);font-size:.95rem}
@media (max-width:760px){.tablewrap{border:0;background:none}table,thead,tbody,tr,th,td{display:block}thead{position:absolute;left:-9999px}tbody tr{background:#fff;border:1px solid var(--line);border-radius:8px;margin-bottom:12px;overflow:hidden}tbody th{width:auto}td{border-bottom:1px solid var(--alt)}td::before{content:attr(data-label);display:block;font-family:var(--hf);font-weight:700;font-size:.8rem;text-transform:uppercase;letter-spacing:.05em;color:var(--primary)}}
/* B5 */
.b5{display:grid;gap:14px;max-width:1040px;margin:0 auto}
.b5-row{display:grid;grid-template-columns:1fr 1fr;background:#fff;border:1px solid var(--line);border-radius:10px;overflow:hidden}
.b5-row .fail{display:flex;gap:14px;padding:18px 20px}
.b5-row .fail h3{font-size:1.08rem;margin:2px 0 4px}
.b5-row .fail p{margin:0}
.b5-row .fix{background:var(--tint);padding:18px 20px;border-left:4px solid var(--primary)}
.b5-row .fix p{margin:4px 0 0}
.bg-T .b5-row .fix{background:var(--alt)}
@media (max-width:760px){.b5-row{grid-template-columns:1fr}.b5-row .fix{border-left:0;border-top:4px solid var(--primary)}}
/* C9 band */
.band{background:var(--dark);color:#fff;padding:56px 0}
.c9{display:grid;grid-template-columns:3fr 2fr;align-items:center}
.c9-text{border-left:4px solid var(--accent);padding:4px 36px 4px 22px;border-right:1px solid rgba(255,255,255,.35)}
.c9-text h2{color:#fff;font-size:clamp(1.5rem,2.6vw,2rem);margin-bottom:.35em}
.c9-text p{margin:0;color:#E2E9F2}
.c9-act{text-align:center}
.band .btn-primary{border-color:#fff}
@media (max-width:760px){.c9{grid-template-columns:1fr;text-align:center;gap:20px}.c9-text{border:0;padding:0}.c9-act .btn{width:100%}}
/* M43 accordion */
.lay-L5 .wrap>.acc,.acc{max-width:760px;margin:0 auto}
.town{background:#fff;border:1px solid var(--line);border-radius:8px;margin-bottom:10px}
.town summary{display:flex;align-items:center;justify-content:space-between;padding:14px 18px;cursor:pointer;list-style:none;min-height:48px}
.town summary::-webkit-details-marker{display:none}
.town summary h3{margin:0;font-size:1.12rem}
.town[open] summary .chev{transform:rotate(-135deg) translateY(-2px)}
.town[open]{border-left:4px solid var(--accent)}
.town .panel{padding:0 18px 16px}
.town .panel p{margin-bottom:8px}
.tl{font-weight:700;text-decoration:none}
.aside{display:flex;gap:10px;align-items:center;justify-content:center;margin:12px 0 0;font-size:.98rem;color:var(--muted)}
.aside .icon{width:30px;height:30px}
.also{max-width:760px;margin:18px auto 0;display:flex;flex-wrap:wrap;gap:8px;align-items:center}
.also .tag{border:1px solid var(--secondary);padding:4px 12px;font-size:.92rem;background:#fff}
/* F6 tabs */
.tabs{max-width:1000px;margin:0 auto}
.tablist{display:flex;gap:6px;flex-wrap:wrap;justify-content:center;margin-bottom:18px}
.tablist [role=tab]{font-family:var(--hf);font-weight:700;font-size:1rem;padding:11px 18px;min-height:46px;border:2px solid var(--primary);background:#fff;color:var(--primary);border-radius:999px;cursor:pointer}
.tablist [role=tab][aria-selected=true]{background:var(--primary);color:#fff}
.js .tabs .panel .pt{position:absolute;left:-9999px}
.tabs{max-width:1120px}.tabs .panel{display:flex;flex-wrap:wrap;gap:16px;margin-bottom:16px}.tabs .panel .qa{flex:1 1 300px}.tabs .panel .pt{flex:1 1 100%}
.tabs .panel .pt{margin:8px 0 0}
.qa{background:#fff;border:1px solid var(--line);border-top:4px solid var(--primary);border-radius:8px;padding:18px 20px}
.qa h3{font-size:1.08rem}
.qa p:last-child{margin-bottom:0}
@media (max-width:760px){.tabs .panel{display:block}.tabs .panel .qa{margin-bottom:14px}.tablist{justify-content:flex-start;flex-wrap:nowrap;overflow-x:auto;padding-bottom:6px}.tablist [role=tab]{flex:none}}
/* split, checklist */
.split{display:grid;grid-template-columns:1.1fr 1fr;gap:40px;align-items:center}
.lay-L3 .split{grid-template-columns:1fr 1.1fr}
.lay-L3 .split .split-media{order:-1}
.split-media img{border-radius:10px;aspect-ratio:4/3;object-fit:cover}
.ticks,.checklist{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.ticks li,.checklist li{display:flex;gap:12px;align-items:center}
.ticks .icon,.checklist .icon{width:36px;height:36px}
.checklist{grid-template-columns:1fr 1fr;gap:14px}
.checklist li{background:#fff;border:1px solid var(--line);border-radius:8px;padding:12px 14px}
@media (max-width:860px){.split,.lay-L3 .split{grid-template-columns:1fr}.lay-L3 .split .split-media{order:0}.checklist{grid-template-columns:1fr}}
.lay-L2>.wrap>.sh,.lay-L4>.wrap>.sh{text-align:left;margin-left:0}
/* faq page */
.jumps{display:flex;flex-wrap:wrap;gap:8px;justify-content:center}
.jump{border:1px solid var(--primary);border-radius:999px;padding:8px 14px;text-decoration:none;font-weight:500;min-height:44px;display:inline-flex;align-items:center}
.jump:hover{background:var(--tint)}
.faqcat{max-width:860px;margin:0 auto 40px;scroll-margin-top:90px}
.qas{display:grid;gap:14px}
.qa table{margin:6px 0 12px;font-size:.93rem}
.qa table th,.qa table td{padding:8px 10px}
.qa ul{margin:0 0 12px;padding-left:20px}
.sources{max-width:860px;margin:0 auto;font-size:.95rem}
/* closing */
.closing{background:var(--dark);color:#fff;text-align:center;padding:72px 0}
.closing h2{color:#fff;font-size:clamp(1.6rem,3vw,2.3rem);max-width:820px;margin:0 auto .4em}
.closing p{color:#E2E9F2;max-width:640px;margin:0 auto}
.closing .btn-primary{border-color:#fff}
/* forms / utility */
.ut-hero{background:var(--alt);padding:46px 0 30px;text-align:center}
.ut-hero h1{font-size:clamp(1.9rem,3.6vw,2.7rem)}
.ut-hero p{color:var(--muted);max-width:660px;margin:0 auto}
.formcard{max-width:640px;margin:0 auto;background:#fff;border:1px solid var(--line);border-top:5px solid var(--primary);border-radius:10px;padding:28px}
.lead-form label{display:block;font-weight:500;margin:14px 0 6px}
.lead-form label .opt{color:var(--muted);font-weight:400}
.lead-form input,.lead-form textarea{width:100%;font:inherit;padding:12px 14px;border:1px solid #7D8DA3;border-radius:6px;min-height:48px;background:#fff;color:var(--text)}
.lead-form textarea{min-height:120px;resize:vertical}
.lead-form input:focus,.lead-form textarea:focus{outline:3px solid var(--cta);outline-offset:1px}
.lead-form [aria-invalid=true]{border-color:#B3261E}
.lead-form button[type=submit]{margin-top:20px}
.ferr{color:#B3261E;font-weight:500;margin:10px 0 0}
.ferr:empty,.fok:empty{display:none}
.fok{background:var(--tint);border-left:4px solid var(--primary);padding:12px 14px;margin:14px 0 0}
.hp{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}
.legaltext{max-width:820px;margin:0 auto}
.legaltext h2{font-size:1.45rem;margin-top:1.4em}
.status-box{max-width:640px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:10px;padding:28px;text-align:center}
/* footer */
.site-footer{background:var(--dark);color:#DCE5F0;padding:56px 0 20px;font-size:.96rem}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:30px}
.site-footer a{color:#fff;text-decoration:none;display:inline-block;padding:4px 0}
.site-footer a:hover{text-decoration:underline}
.site-footer ul{list-style:none;margin:0;padding:0}
.fh{font-size:1rem;color:#fff;text-transform:uppercase;letter-spacing:.06em;margin-bottom:12px}
.flogo{display:inline-block;background:#fff;border-radius:8px;padding:8px 12px;margin-bottom:14px}
.flogo img{height:52px;width:auto}
.fphone a{font-family:var(--hf);font-weight:800;font-size:1.2rem}
.legal{display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;border-top:1px solid rgba(255,255,255,.2);margin-top:30px;padding-top:16px}
.legal p{margin:0}
@media (max-width:860px){.fgrid{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.fgrid{grid-template-columns:1fr}}
.callbar{display:none}
@media (max-width:760px){
 .callbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:40;background:var(--cta);color:#fff;justify-content:center;align-items:center;gap:10px;min-height:54px;padding:8px 16px calc(8px + env(safe-area-inset-bottom));font-family:var(--hf);font-weight:700;text-decoration:none}
 .callbar .cb-ic{width:30px;height:30px}
 .callbar .cb-ic .hx{fill:rgba(255,255,255,.15);stroke:#fff}.callbar .cb-ic .gl{stroke:#fff}
 body{padding-bottom:calc(62px + env(safe-area-inset-bottom))}
 body.menu-open .callbar{display:none}
 .sec{padding:52px 0}.closing{padding:56px 0}
 .btns{flex-direction:column;align-items:stretch}.btns .btn{width:100%}
}
/* callback */
.cb{position:fixed;inset:0;z-index:80;background:rgba(15,35,66,.6);display:flex;align-items:center;justify-content:center;padding:16px}
.cb[hidden]{display:none}
.cb-box{background:#fff;border-radius:10px;max-width:420px;width:100%;padding:26px;position:relative;border-top:5px solid var(--accent)}
.cb-box h2{font-size:1.4rem;padding-right:30px}
.cb-x{position:absolute;right:10px;top:8px;width:44px;height:44px;background:none;border:0;font-size:1.8rem;cursor:pointer;color:var(--text)}
.cb-call{margin:14px 0 0;font-size:.95rem}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
.jumplist{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:8px;justify-content:center}
.lead-in{font-weight:500;margin:0 0 6px}
.links .owner,.lay-L1 .owner{max-width:780px;margin:0 auto 22px;text-align:center}
@media (max-width:760px){body.k-estimate .callbar,body.k-contact .callbar{display:none}body.k-estimate,body.k-contact{padding-bottom:0}}